Brotherhood Mutual

Eastern Region


Mid-Sized Agency of the Year

Family​ Owned Christian Agency in Business for Over 50 Years

Thomas K. Alexander Insurance Agency  has been in business for over 50 years. Our agency is a family based, christian agency that works directly with individuals from personal lines, churches, christian camps, christian schools, religious non-profits, small businesses, life insurance, and much more.

On the surface all insurance agencies may look the same, but if you pick up the phone and give us a call, you'll find that our customer service is like no other. We at Thomas K. Alexander Insurance Agency pride ourselves on our dedication to your personal service and costumer care. We work around the entire state of Ohio and will go anywhere in Ohio.

Insurance should never be complicated, we are always a call away. Please feel free to call us with any questions or concerns you might have.


Summer 2021 - CDC Issues Updated Guidance for Camps

        A lot has changed since last summer. Camps across the nation are opening their screen doors and welcoming campers once again. And safe campers are happy campers. New CDC guidance for all types of youth summer camps offers hope to organizations for a fun-filled, Gospel-filled season. Check the updated recommendations below against your current plan.

Updates Add to a Safe Prevention Strategy

The CDC confirms that children can get infected with the virus that causes COVID-19 and spread it to others. However, children are more likely to be asymptomatic or have non-specific symptoms. While children are less likely to have a severe illness, the risk transfers to staff, people with pre-existing conditions and disabilities, and children coming to your camp lacking adequate access to health care at home.

According to the CDC, COVID-19 is mostly spread through close contact by respiratory droplets released when people talk, sing, breathe, sneeze, or cough. In a camp setting, the CDC says the best strategy to lower the risk of COVID-19 spread is a layered approach that may include such measures as social distancing, wearing a mask, and getting vaccinated when possible. Be sure to check for updated state and local safety laws, rules, and regulations related to camps and youth—CDC guidance is meant to supplement and not replace these. 

For camps where everyone is fully vaccinated prior to the start of camp

To return to full capacity and resume activities, without masking, and without physical distancing in accordance with CDC’s Interim Public Health Recommendations for Fully Vaccinated People, and except where required by federal, state, local, tribal, or territorial laws, rules, and regulations.

If camp administrators are requesting that campers and staff submit documentation of COVID-19 vaccination status, this documentation should be secured consistent with applicable laws and appropriate safeguards to protect privacy and confidentiality.

Some campers or staff might not be able to get the COVID-19 vaccine due to medical or other conditions and should be considered by camps for exemptions to COVID-19 vaccine requirements. Camps will need to determine prevention strategies, accommodations, and policies for any campers or staff who do not meet their requirements.

Although people who are fully vaccinated do not need to wear masks, camp programs should be supportive of campers or staff who choose to wear a mask. 

For camps where not everyone is fully vaccinated, the CDC's offers these new recommendations:

1. Social distancing: The rise of “cohort” groups. Consider campers and staff who stay together throughout the day as cohorts or pods. Cohort members should remain together as much as possible and practice prevention measures such as physical distancing and healthy hygiene behaviors.

2. Activity recommendations: Get campers outside. This is likely your goal anyway. But the CDC is recommending that as many activities as possible, including meals, should take place outside. If this is not possible, consider having meals eaten in a well-ventilated space and staggering indoor space use to allow for social distancing. For youth summer camps, the CDC says that, in general, people do not need to wear masks outdoors except in areas of substantial to high transmission, crowded outdoor settings, or during activities that involve sustained close contact with other people who are not fully vaccinated.

Indoors, mask use is strongly encouraged for people who are not fully vaccinated, including children. No child under the age of 2 should wear a mask. The CDC recommends that campers who are not fully vaccinated refrain from engaging in close-contact indoor sports due to the increased risk of virus spread. These types of sports should be done outdoors, wearing a mask whenever possible, with participants keeping a distance of at least six feet away from others. If necessary, camps may consider screening testing young athletes and sports staff to facilitate safe participation.

3.Reducing the risk: Vaccination. CDC guidance suggests that camp operators can lower the risk of COVID-19 spread by promoting and encouraging vaccination for all eligible campers and staff. According to the CDC, aggressive COVID-19 variants make prevention strategies, including vaccination, essential help to control the spread. Camp operators can review the CDC’s COVID-19 Vaccination Information or talk to your local health department or healthcare provider for more information.

COVID 19 Vaccine Basics

As COVID-19 vaccines become more available across the country, you may be wondering what it means for your organization. This article provides a primer on the vaccine so you can make decisions on how best to protect your people.

Keep Doing What You Are D​oing.

While the COVID-19 vaccines are expected to eventually make a big impact on the pandemic, medical experts say it is not the sole answer to eradicating it. They encourage that workplaces, places open to the public, and individuals continue with social distancing, face coverings, cleaning and disinfecting, and more frequent handwashing. This is especially relevant since the vaccines currently are not available for every age group and several variants of COVID-19 have been confirmed.

While the vaccines that have been approved in the United States are reported to be over 90% effective in preventing serious illness and death, a small percentage of people who receive the vaccine may still become ill with COVID-19. And medical experts are still studying if boosters will be needed to combat the new variants. They also are studying how long immunity from the currently available vaccines will last.

So, the things you have been doing to protect your staff, visitors, volunteers, students, and participants will continue to play a key role.

Stay Informed About COVID-19 Vaccines

To stay up-to-date, check your local health department website and reports from your state officials. Many local and state health departments have a weekly email update you can subscribe to. Some also may have a page for members of your community to sign up for the vaccination. Additionally, the CDC is updating its website as medical experts continue to closely monitor vaccine production and rollout, as well as its impact on this novel coronavirus and the new variants of the disease. The CDC also has a running FAQ dedicated to questions about the vaccine.

The CDC explained that the vaccine works by teaching a person’s immune system how to recognize and fight the virus that causes COVID-19, and this provides the protection from getting seriously ill. They also said that no live virus is used to make the vaccine.

Before We Gather

       In preparation for resuming normal ministry operations, many ministries are asking if they could be held liable if individuals become ill with COVID-19 after attending ministry in-person activities. While it is possible that a ministry could be sued in connection with the transmission of COVID-19, the likelihood of such a lawsuit being successful seems relatively low. In order for such a lawsuit to succeed, the person bringing the suit would likely need to show that he or she actually contracted COVID-19 within the ministry’s building or at a ministry-sponsored activity. Even if someone were able to show that they contracted COVID-19 within a ministry’s building or during a ministry-sponsored activity, they still would need to show that the ministry’s actions or lack of action actually caused the transmission. With the prevalence of COVID-19 in many communities and how easily it is spread, it likely would be very challenging to establish this. Further, the potential existence of the presence of COVID-19 in any public setting is widely known and individuals that voluntarily attend ministry activities likely have assumed the risk. However, it is important to note that this is a new situation from a legal perspective, and it is unclear how all of this would play out in an actual court case.

       Ministry leaders are encouraged to prepare and take steps to reduce the spread of COVID-19, which should serve to also reduce the risk of liability. It is important to note that acting contrary to government directives and recommendations may increase a ministry’s risk of liability. Ministry leaders are encouraged to seek guidance from a local attorney to determine the best course of action in relation to resuming their ministry’s normal operations.

Resources on Resuming Normal Operations